Member Accounts

Share Accounts

When joining our credit union, members are required to make an initial deposit into savings. Minimum required is $5, and accounts that have $25 or more will earn dividends. All members are insured up to $250,000 each by the National Credit Union Insurance Fund.

Share Draft Checking Accounts

When opening a new share draft account, members receive 50 free check blanks. We do not require a minimum balance, and we charge no monthly fees. However, you will be charged a fee if you overdraw your account.

Share Certificates

We offer certificates of varying maturity lengths in the amount of $500 or more. Please call for current information.


We offer traditional IRA retirement accounts. We follow governmental rules and regulations on these accounts.

Christmas Club

Our Christmas Club provides an easy and enjoyable way to save. Members simply make 49 equal weekly payments and we pay the 50th payment as their dividend.

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United Methodist First Choice Federal Credit Union

Office Hours: 8:00 AM to 4:00 PM Mountain Standard Time, Monday through Friday
Tel: (605) 348-5753 or toll free 1-800-658-3950
Fax: (605) 342-6441
Location Address: 815 Columbus Street, Rapid City, SD, 57701
Mailing Address: PO BOX 5540, Rapid City, SD 57709
Notice: For your protection we will not accept account instructions by e-mail.

Please click here for the privacy notice and disclosure for this site.